{"id":1445,"date":"2026-08-02T15:00:00","date_gmt":"2026-08-02T07:00:00","guid":{"rendered":"https:\/\/mykopim.my\/?p=1445"},"modified":"2026-08-02T20:15:22","modified_gmt":"2026-08-02T12:15:22","slug":"insurans-pekerja-asing-panduan-2026","status":"publish","type":"post","link":"https:\/\/mykopim.my\/en\/insurans-pekerja-asing-panduan-2026\/","title":{"rendered":"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026"},"content":{"rendered":"<div class=\"wp-block-group kopim-box is-layout-flow wp-block-group-is-layout-flow\">\n<h3 id=\"h-isi-penting\" class=\"wp-block-heading\">Isi penting<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Insurans pekerja asing = 3 perlindungan wajib: FWIG, FWHS\/SPIKPA dan PERKESO \u2014 bukan satu polisi<\/li>\n\n\n\n<li>Wajib untuk lanjutan permit ePLKS dan calling visa eVDR; majikan tanggung 100% kos<\/li>\n\n\n\n<li>SPIKPA melindungi kemasukan hospital kerajaan sehingga RM20,000 setahun, secara cashless<\/li>\n\n\n\n<li>Tarikh polisi mesti sepadan tepat dengan tarikh permit \u2014 tarikh lari = permohonan ditolak<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group kopim-toc is-layout-flow wp-block-group-is-layout-flow\">\n<h3 id=\"h-kandungan\" class=\"wp-block-heading\">Kandungan<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#kenapa-wajib\">Kenapa insurans pekerja asing diwajibkan?<\/a><\/li>\n\n\n\n<li><a href=\"#perlindungan-wajib\">Apa perlindungan yang wajib?<\/a><\/li>\n\n\n\n<li><a href=\"#spikpa-lindungi\">Apa yang SPIKPA lindungi?<\/a><\/li>\n\n\n\n<li><a href=\"#siapa-bayar\">Siapa yang bayar?<\/a><\/li>\n\n\n\n<li><a href=\"#bila-perlu\">Bila insurans diperlukan dalam proses permit?<\/a><\/li>\n\n\n\n<li><a href=\"#cara-beli\">Macam mana nak beli dengan mudah?<\/a><\/li>\n<\/ol>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Insurans pekerja asing bukan satu polisi \u2014 ia satu set perlindungan wajib yang diperlukan setiap kali anda menggaji pekerja bukan warganegara di Malaysia. Tanpa perlindungan yang sah, permit PLKS tidak boleh diluluskan atau diperbaharui.<\/p>\n\n\n\n<h2 id=\"kenapa-wajib\" class=\"wp-block-heading\">Kenapa insurans pekerja asing diwajibkan?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kerajaan mewajibkan perlindungan ini untuk memastikan pekerja mendapat rawatan asas, kos repatriasi tidak ditanggung kerajaan, dan majikan tidak berdepan liabiliti perubatan yang tidak dijangka. Ia dikuatkuasakan oleh Jabatan Imigresen (JIM), Kementerian Kesihatan dan PERKESO.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jika tidak patuh? Permohonan visa\/PLKS ditolak, permit tidak boleh di-renew, majikan tanggung 100% kos perubatan \u2014 dan bagi kegagalan mendaftar PERKESO, denda sehingga RM10,000 atau penjara 2 tahun, atau kedua-duanya.<\/p>\n\n\n\n<h2 id=\"perlindungan-wajib\" class=\"wp-block-heading\">Apa perlindungan yang wajib?<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Perlindungan<\/th><th>Fungsi<\/th><th>Agensi<\/th><\/tr><\/thead><tbody><tr><td>FWIG (Foreign Worker Insurance Guarantee)<\/td><td>Jaminan kos repatriasi kepada Imigresen \u2014 syarat kelulusan permit<\/td><td>Jabatan Imigresen<\/td><\/tr><tr><td>FWHS \/ SPIKPA<\/td><td>Insurans kemasukan hospital &amp; pembedahan di hospital kerajaan, had RM20,000 setahun<\/td><td>Kementerian Kesihatan<\/td><\/tr><tr><td>PERKESO<\/td><td>Skim Bencana Kerja &amp; Skim Keilatan<\/td><td>PERKESO<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Ketiga-tiganya perlu aktif sepanjang tempoh pekerjaan \u2014 bukan pilih salah satu.<\/p>\n\n\n\n<h2 id=\"spikpa-lindungi\" class=\"wp-block-heading\">Apa yang SPIKPA lindungi?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kemasukan hospital dan pembedahan di hospital kerajaan (bukan korporat) di seluruh Malaysia, secara cashless:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bilik &amp; makan harian \u2014 sehingga 30 hari (maksimum RM160\/hari, wad kelas 3)<\/li>\n\n\n\n<li>Unit Rawatan Rapi \u2014 sehingga 15 hari<\/li>\n\n\n\n<li>Bilik bedah, bayaran pembedahan dan pakar bius<\/li>\n\n\n\n<li>Lawatan pakar dalam hospital dan ambulans<\/li>\n\n\n\n<li>Had keseluruhan: RM20,000 setahun<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Apa yang TIDAK dilindungi: rawatan pesakit luar, pergigian, bersalin dan penyakit kronik. Untuk kemalangan di tempat kerja, PERKESO yang mengambil alih \u2014 kedua-duanya wajib dan tidak menggantikan satu sama lain.<\/p>\n\n\n\n<h2 id=\"siapa-bayar\" class=\"wp-block-heading\">Siapa yang bayar?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Majikan \u2014 100%. Kos tidak boleh dipotong daripada gaji pekerja. Anggaran kos tahunan semua perlindungan: sekitar RM500\u2013RM800 seorang pekerja, bergantung kepada warganegara dan sektor.<\/p>\n\n\n\n<h2 id=\"bila-perlu\" class=\"wp-block-heading\">Bila insurans diperlukan dalam proses permit?<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Sebelum kemasukan (calling visa eVDR): FWIG + slip pengesahan SPIKPA wajib disertakan.<\/li>\n\n\n\n<li>Ketibaan &amp; permit pertama: pekerja jalani FOMEMA; tarikh polisi diselaraskan dengan tarikh PLKS.<\/li>\n\n\n\n<li>Renewal tahunan: kedua-dua polisi mesti di-renew \u2014 boleh mohon sehingga 3 bulan awal. Tarikh polisi mesti sepadan tepat dengan tarikh permit.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan insurans yang betul, proses onboarding biasanya 4\u20136 minggu. Dengan kesilapan insurans? Boleh jadi 3 bulan lebih, kerana kena mula semula.<\/p>\n\n\n\n<h2 id=\"cara-beli\" class=\"wp-block-heading\">Macam mana nak beli dengan mudah?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Di Kopim, semua di Whatsapp je. Hantar ITR (Insurance Transaction Reference) daripada FWCMS, dan team kami uruskan polisi SPIKPA IG anda dalam beberapa minit selepas pembayaran \u2014 lihat <a href=\"https:\/\/mykopim.my\/en\/foreign-worker-insurance\/\">Insurans Pekerja Asing kami<\/a>. Servis Isnin\u2013Sabtu, 5.0 Google Reviews, sejak 2010.<\/p>","protected":false},"excerpt":{"rendered":"<p>Panduan lengkap insurans pekerja asing 2026 \u2014 SPIKPA, FWIG &#038; PERKESO. Apa yang wajib, siapa bayar, dan cara paling mudah untuk beli. Whatsapp Kami je.<\/p>","protected":false},"author":1,"featured_media":1461,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[64,63,66,65,62],"class_list":["post-1445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurans-pekerja-asing","tag-fwhs","tag-fwig","tag-majikan","tag-permit-plks","tag-spikpa-ig"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026 | Kopim Insurance Centre<\/title>\n<meta name=\"description\" content=\"Panduan lengkap insurans pekerja asing 2026 \u2014 SPIKPA, FWIG &amp; PERKESO. Apa yang wajib, siapa bayar, dan cara paling mudah untuk beli. Whatsapp Kami je.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mykopim.my\/en\/insurans-pekerja-asing-panduan-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026\" \/>\n<meta property=\"og:description\" content=\"Panduan lengkap insurans pekerja asing 2026 \u2014 SPIKPA, FWIG &amp; PERKESO. Apa yang wajib, siapa bayar, dan cara paling mudah untuk beli. Whatsapp Kami je.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mykopim.my\/en\/insurans-pekerja-asing-panduan-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Kopim Insurance Centre\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-02T07:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-02T12:15:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mykopim.my\/wp-content\/uploads\/2026\/08\/featured-insurans-pekerja-asing.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"KOPIM\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"KOPIM\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/\"},\"author\":{\"name\":\"KOPIM\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/#\\\/schema\\\/person\\\/3bf4d81bd64d5bd0b42a428a45bdd775\"},\"headline\":\"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026\",\"datePublished\":\"2026-08-02T07:00:00+00:00\",\"dateModified\":\"2026-08-02T12:15:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/\"},\"wordCount\":459,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mykopim.my\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/featured-insurans-pekerja-asing.webp\",\"keywords\":[\"FWHS\",\"FWIG\",\"majikan\",\"permit PLKS\",\"SPIKPA IG\"],\"articleSection\":[\"Insurans Pekerja Asing\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/\",\"url\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/\",\"name\":\"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026 | Kopim Insurance Centre\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mykopim.my\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/featured-insurans-pekerja-asing.webp\",\"datePublished\":\"2026-08-02T07:00:00+00:00\",\"dateModified\":\"2026-08-02T12:15:22+00:00\",\"description\":\"Panduan lengkap insurans pekerja asing 2026 \u2014 SPIKPA, FWIG & PERKESO. Apa yang wajib, siapa bayar, dan cara paling mudah untuk beli. Whatsapp Kami je.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mykopim.my\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/featured-insurans-pekerja-asing.webp\",\"contentUrl\":\"https:\\\/\\\/mykopim.my\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/featured-insurans-pekerja-asing.webp\",\"width\":1200,\"height\":630,\"caption\":\"Insurans Pekerja Asing SPIKPA IG \u2014 Panduan Majikan 2026\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/insurans-pekerja-asing-panduan-2026\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/mykopim.my\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/#website\",\"url\":\"https:\\\/\\\/mykopim.my\\\/\",\"name\":\"Kopim Insurance Centre\",\"description\":\"Insurans Pekerja Asing SPIKPA IG\",\"publisher\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mykopim.my\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/#organization\",\"name\":\"Kopim Insurance Centre\",\"url\":\"https:\\\/\\\/mykopim.my\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mykopim.my\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Kopim-main-logo-2.svg\",\"contentUrl\":\"https:\\\/\\\/mykopim.my\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Kopim-main-logo-2.svg\",\"width\":249,\"height\":47,\"caption\":\"Kopim Insurance Centre\"},\"image\":{\"@id\":\"https:\\\/\\\/mykopim.my\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/mykopim.my\\\/#\\\/schema\\\/person\\\/3bf4d81bd64d5bd0b42a428a45bdd775\",\"name\":\"KOPIM\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cb0c32014ffdde39c31a41294407573583808fdd2e6160eb947838af6718d944?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cb0c32014ffdde39c31a41294407573583808fdd2e6160eb947838af6718d944?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cb0c32014ffdde39c31a41294407573583808fdd2e6160eb947838af6718d944?s=96&d=mm&r=g\",\"caption\":\"KOPIM\"},\"sameAs\":[\"http:\\\/\\\/mykopim.my\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026 | Kopim Insurance Centre","description":"Panduan lengkap insurans pekerja asing 2026 \u2014 SPIKPA, FWIG & PERKESO. Apa yang wajib, siapa bayar, dan cara paling mudah untuk beli. Whatsapp Kami je.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mykopim.my\/en\/insurans-pekerja-asing-panduan-2026\/","og_locale":"en_US","og_type":"article","og_title":"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026","og_description":"Panduan lengkap insurans pekerja asing 2026 \u2014 SPIKPA, FWIG & PERKESO. Apa yang wajib, siapa bayar, dan cara paling mudah untuk beli. Whatsapp Kami je.","og_url":"https:\/\/mykopim.my\/en\/insurans-pekerja-asing-panduan-2026\/","og_site_name":"Kopim Insurance Centre","article_published_time":"2026-08-02T07:00:00+00:00","article_modified_time":"2026-08-02T12:15:22+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/mykopim.my\/wp-content\/uploads\/2026\/08\/featured-insurans-pekerja-asing.webp","type":"image\/webp"}],"author":"KOPIM","twitter_card":"summary_large_image","twitter_misc":{"Written by":"KOPIM","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/#article","isPartOf":{"@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/"},"author":{"name":"KOPIM","@id":"https:\/\/mykopim.my\/#\/schema\/person\/3bf4d81bd64d5bd0b42a428a45bdd775"},"headline":"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026","datePublished":"2026-08-02T07:00:00+00:00","dateModified":"2026-08-02T12:15:22+00:00","mainEntityOfPage":{"@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/"},"wordCount":459,"commentCount":0,"publisher":{"@id":"https:\/\/mykopim.my\/#organization"},"image":{"@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/mykopim.my\/wp-content\/uploads\/2026\/08\/featured-insurans-pekerja-asing.webp","keywords":["FWHS","FWIG","majikan","permit PLKS","SPIKPA IG"],"articleSection":["Insurans Pekerja Asing"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/","url":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/","name":"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026 | Kopim Insurance Centre","isPartOf":{"@id":"https:\/\/mykopim.my\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/#primaryimage"},"image":{"@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/mykopim.my\/wp-content\/uploads\/2026\/08\/featured-insurans-pekerja-asing.webp","datePublished":"2026-08-02T07:00:00+00:00","dateModified":"2026-08-02T12:15:22+00:00","description":"Panduan lengkap insurans pekerja asing 2026 \u2014 SPIKPA, FWIG & PERKESO. Apa yang wajib, siapa bayar, dan cara paling mudah untuk beli. Whatsapp Kami je.","breadcrumb":{"@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/#primaryimage","url":"https:\/\/mykopim.my\/wp-content\/uploads\/2026\/08\/featured-insurans-pekerja-asing.webp","contentUrl":"https:\/\/mykopim.my\/wp-content\/uploads\/2026\/08\/featured-insurans-pekerja-asing.webp","width":1200,"height":630,"caption":"Insurans Pekerja Asing SPIKPA IG \u2014 Panduan Majikan 2026"},{"@type":"BreadcrumbList","@id":"https:\/\/mykopim.my\/insurans-pekerja-asing-panduan-2026\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mykopim.my\/"},{"@type":"ListItem","position":2,"name":"Apa itu Insurans Pekerja Asing (SPIKPA IG)? Panduan Majikan 2026"}]},{"@type":"WebSite","@id":"https:\/\/mykopim.my\/#website","url":"https:\/\/mykopim.my\/","name":"Kopim Insurance Centre","description":"Foreign Worker Insurance SPIKPA IG","publisher":{"@id":"https:\/\/mykopim.my\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mykopim.my\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/mykopim.my\/#organization","name":"Kopim Insurance Centre","url":"https:\/\/mykopim.my\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mykopim.my\/#\/schema\/logo\/image\/","url":"https:\/\/mykopim.my\/wp-content\/uploads\/2025\/12\/Kopim-main-logo-2.svg","contentUrl":"https:\/\/mykopim.my\/wp-content\/uploads\/2025\/12\/Kopim-main-logo-2.svg","width":249,"height":47,"caption":"Kopim Insurance Centre"},"image":{"@id":"https:\/\/mykopim.my\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/mykopim.my\/#\/schema\/person\/3bf4d81bd64d5bd0b42a428a45bdd775","name":"KOPIM","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/cb0c32014ffdde39c31a41294407573583808fdd2e6160eb947838af6718d944?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cb0c32014ffdde39c31a41294407573583808fdd2e6160eb947838af6718d944?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cb0c32014ffdde39c31a41294407573583808fdd2e6160eb947838af6718d944?s=96&d=mm&r=g","caption":"KOPIM"},"sameAs":["http:\/\/mykopim.my"]}]}},"_links":{"self":[{"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/posts\/1445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/comments?post=1445"}],"version-history":[{"count":4,"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/posts\/1445\/revisions"}],"predecessor-version":[{"id":1493,"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/posts\/1445\/revisions\/1493"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/media\/1461"}],"wp:attachment":[{"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/media?parent=1445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/categories?post=1445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mykopim.my\/en\/wp-json\/wp\/v2\/tags?post=1445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}